:root{color-scheme:light;
  --green:#0F3D2E;--green-2:#0B2F23;--green-3:#14503C;--green-4:#1C6B50;--accent:#3CD78C;--accent-2:#9AF2C6;
  --cream:#F3EFE6;--cream-2:#EAE4D7;--paper:#FBF9F4;--ink:#10201A;--ink-2:#44534C;--muted:#6E7A73;
  --line:rgba(16,32,26,.12);--line-dark:rgba(243,239,230,.16);
  --glass:rgba(255,255,255,.07);--glass-2:rgba(255,255,255,.12);--glass-line:rgba(255,255,255,.16);
  --frost:rgba(251,249,244,.78);
  --serif:"Bodoni Moda",Didot,"Didot LT STD","Bodoni 72",Georgia,serif;
  --sans:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important;animation:none!important}}
body{margin:0;background:var(--green-2);color:var(--ink);font:16px/1.6 var(--sans);overflow-x:hidden;-webkit-font-smoothing:antialiased}
.hero .container>*,.split>*{min-width:0}
h1,h2,p{overflow-wrap:break-word}
a{color:var(--green-4);text-underline-offset:3px}
a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:6px}
.container{width:100%;max-width:1120px;margin:0 auto;padding-inline:20px}
.eyebrow{font:600 .72rem/1 var(--sans);letter-spacing:.22em;text-transform:uppercase}

/* glass nav */
.nav{position:fixed;inset:14px 0 auto 0;z-index:20;pointer-events:none}
.nav .container{pointer-events:auto;display:flex;align-items:center;justify-content:space-between;padding:10px 12px 10px 16px;max-width:1080px;
  background:rgba(11,47,35,.55);border:1px solid var(--glass-line);border-radius:999px;
  -webkit-backdrop-filter:blur(18px) saturate(160%);backdrop-filter:blur(18px) saturate(160%);
  box-shadow:0 10px 40px -12px rgba(0,0,0,.45),inset 0 1px 0 rgba(255,255,255,.08)}
.mark{display:flex;align-items:center;gap:12px;color:var(--cream);text-decoration:none}
.mark .em{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;font:500 .95rem/1 var(--serif);letter-spacing:.02em;
  background:linear-gradient(145deg,rgba(255,255,255,.18),rgba(255,255,255,.04));border:1px solid rgba(243,239,230,.35);box-shadow:inset 0 1px 0 rgba(255,255,255,.25)}
.mark .word{display:flex;flex-direction:column;line-height:1}
.mark .word b{font:500 1rem/1 var(--serif);letter-spacing:.18em;text-transform:uppercase}
.mark .word span{font:500 .6rem/1 var(--sans);letter-spacing:.38em;text-transform:uppercase;opacity:.7;margin-top:6px}
.nav a.cta{color:var(--green-2);font:600 .88rem/1 var(--sans);text-decoration:none;padding:12px 18px;border-radius:999px;min-height:44px;display:inline-flex;align-items:center;
  background:linear-gradient(180deg,var(--accent-2),var(--accent));box-shadow:0 6px 24px -6px rgba(60,215,140,.6)}
.nav a.cta:hover{filter:brightness(1.05)}

/* hero with glow */
.hero{position:relative;isolation:isolate;color:var(--cream);overflow:hidden;
  background:radial-gradient(900px 520px at 80% -10%,rgba(60,215,140,.22),transparent 60%),radial-gradient(700px 500px at -10% 110%,rgba(28,107,80,.55),transparent 60%),linear-gradient(180deg,var(--green) 0%,var(--green-2) 100%)}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;opacity:.5;
  background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:56px 56px;
  -webkit-mask-image:radial-gradient(ellipse at 50% 30%,#000 30%,transparent 75%);mask-image:radial-gradient(ellipse at 50% 30%,#000 30%,transparent 75%)}
.hero::after{content:"";position:absolute;inset:auto 0 0 0;height:1px;background:linear-gradient(90deg,transparent,rgba(60,215,140,.6),transparent)}
.orbs{position:absolute;inset:0;z-index:-1;pointer-events:none}
.orbs i{position:absolute;border-radius:50%;filter:blur(60px);opacity:.55;animation:float 18s ease-in-out infinite}
.orbs i:nth-child(1){width:420px;height:420px;right:-80px;top:40px;background:radial-gradient(circle,rgba(60,215,140,.55),transparent 65%)}
.orbs i:nth-child(2){width:360px;height:360px;left:-120px;bottom:-80px;background:radial-gradient(circle,rgba(154,242,198,.30),transparent 65%);animation-delay:-6s}
.orbs i:nth-child(3){width:260px;height:260px;left:42%;top:-60px;background:radial-gradient(circle,rgba(28,107,80,.9),transparent 65%);animation-delay:-12s}
@keyframes float{0%,100%{transform:translate(0,0) scale(1)}50%{transform:translate(24px,-18px) scale(1.06)}}
.hero .container{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center;padding-block:150px 96px}
.hero .eyebrow{color:var(--accent-2);display:inline-flex;align-items:center;gap:10px;padding:8px 14px;border-radius:999px;background:var(--glass);border:1px solid var(--glass-line);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}
.hero .eyebrow::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--accent);box-shadow:0 0 10px var(--accent)}
.hero h1{font:500 clamp(2.5rem,5.6vw,4.3rem)/1.03 var(--serif);letter-spacing:-.015em;margin:22px 0 22px}
.hero h1 em{font-style:italic;background:linear-gradient(90deg,#fff,var(--accent-2));-webkit-background-clip:text;background-clip:text;color:transparent}
.hero p.lede{font-size:1.12rem;line-height:1.7;color:rgba(243,239,230,.8);max-width:34em;margin:0 0 28px}
.facts{display:flex;flex-wrap:wrap;gap:10px;margin:0;padding:0;list-style:none}
.facts li{background:var(--glass);border:1px solid var(--glass-line);border-radius:999px;padding:8px 14px;font-size:.86rem;color:rgba(243,239,230,.92);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}

/* frosted form card */
.card{position:relative;color:var(--ink);border-radius:24px;padding:30px 28px;background:var(--frost);
  -webkit-backdrop-filter:blur(24px) saturate(180%);backdrop-filter:blur(24px) saturate(180%);
  border:1px solid rgba(255,255,255,.55);box-shadow:0 40px 100px -30px rgba(0,0,0,.65),inset 0 1px 0 rgba(255,255,255,.8)}
.card::before{content:"";position:absolute;inset:-1px;border-radius:25px;padding:1px;pointer-events:none;
  background:linear-gradient(140deg,rgba(154,242,198,.9),rgba(255,255,255,.1) 40%,rgba(60,215,140,.5));
  -webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;mask-composite:exclude}
.card h2{font:500 1.75rem/1.15 var(--serif);margin:0 0 6px}
.card p.sub{color:var(--ink-2);margin:0 0 20px;font-size:.95rem}
form{display:grid;gap:14px}
label.field{display:grid;gap:6px}
label.field span{font:500 .82rem/1.2 var(--sans);color:var(--ink);letter-spacing:.01em}
input[type=text],input[type=tel],input[type=email]{width:100%;font:inherit;font-size:16px;padding:13px 14px;border:1px solid rgba(16,32,26,.14);border-radius:12px;background:rgba(255,255,255,.75);color:var(--ink);min-height:48px;transition:border-color .15s,box-shadow .15s,background .15s}
input[type=text]:focus,input[type=tel]:focus,input[type=email]:focus{border-color:var(--green-4);background:#fff;box-shadow:0 0 0 4px rgba(60,215,140,.22);outline:none}
.consent{display:flex;gap:12px;align-items:flex-start;background:rgba(243,239,230,.7);border:1px solid rgba(16,32,26,.1);border-radius:14px;padding:14px;line-height:1.5;font-size:.83rem;color:var(--ink-2);cursor:pointer}
.consent input{margin-top:2px;width:20px;height:20px;flex:none;accent-color:var(--green)}
button.submit{min-height:54px;font:600 1rem/1 var(--sans);letter-spacing:.01em;border:0;border-radius:14px;cursor:pointer;color:var(--cream);
  background:linear-gradient(180deg,var(--green-4),var(--green));box-shadow:0 14px 30px -12px rgba(15,61,46,.8),inset 0 1px 0 rgba(255,255,255,.18);transition:transform .12s,filter .15s}
button.submit:hover{filter:brightness(1.12)}
button.submit:active{transform:translateY(1px)}
button.submit:disabled{opacity:.6;cursor:default}
#msg{font-size:.92rem;border-radius:10px;padding:0 2px}
.fine{font-size:.78rem;color:var(--muted);margin:0}

/* sections */
section.band{padding-block:96px;background:var(--paper)}
section.band.dark{position:relative;color:var(--cream);background:radial-gradient(800px 400px at 15% 0%,rgba(60,215,140,.14),transparent 60%),linear-gradient(180deg,var(--green-2),#08261c)}
section.band.cream{background:linear-gradient(180deg,var(--cream),var(--paper))}
.section-head{max-width:640px;margin:0 0 44px}
.section-head .eyebrow{color:var(--green-4)}
.band.dark .section-head .eyebrow{color:var(--accent-2)}
.section-head h2{font:500 clamp(1.9rem,3.6vw,2.8rem)/1.08 var(--serif);margin:14px 0 12px}
.section-head p{color:var(--ink-2);margin:0;font-size:1.05rem}
.band.dark .section-head p{color:rgba(243,239,230,.75)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;list-style:none;margin:0;padding:0;counter-reset:s}
.steps li{position:relative;border-radius:20px;padding:28px 24px;background:var(--glass);border:1px solid var(--glass-line);
  -webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);box-shadow:inset 0 1px 0 rgba(255,255,255,.08);transition:transform .2s,background .2s}
.steps li:hover{transform:translateY(-3px);background:var(--glass-2)}
.steps li::before{counter-increment:s;content:"0" counter(s);display:block;font:500 2rem/1 var(--serif);margin-bottom:14px;
  background:linear-gradient(90deg,var(--accent-2),var(--accent));-webkit-background-clip:text;background-clip:text;color:transparent}
.steps h3{font:600 1.05rem/1.3 var(--sans);margin:0 0 6px;color:var(--cream)}
.steps p{margin:0;color:rgba(243,239,230,.72);font-size:.95rem}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.plain{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.plain li{display:flex;gap:12px;color:var(--ink-2);padding:14px 16px;border-radius:14px;background:rgba(255,255,255,.55);border:1px solid rgba(16,32,26,.08);
  -webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}
.plain li::before{content:"";flex:none;width:8px;height:8px;margin-top:9px;border-radius:50%;background:var(--accent);box-shadow:0 0 10px rgba(60,215,140,.7)}
.contact{position:relative;overflow:hidden;color:var(--cream);border-radius:22px;padding:30px 28px;
  background:radial-gradient(400px 220px at 100% 0%,rgba(60,215,140,.25),transparent 60%),linear-gradient(160deg,var(--green-3),var(--green-2));
  border:1px solid var(--glass-line);box-shadow:0 30px 70px -30px rgba(11,47,35,.8),inset 0 1px 0 rgba(255,255,255,.08)}
.contact h3{font:500 1.5rem/1.2 var(--serif);margin:0 0 16px}
.contact dl{display:grid;grid-template-columns:110px 1fr;gap:10px 14px;margin:0;font-size:.95rem}
.contact dt{color:rgba(243,239,230,.6)} .contact dd{margin:0}
.contact a{color:var(--cream)}

/* policy pages */
.hero.mini .container{grid-template-columns:1fr;padding-block:140px 64px}
.hero.mini h1{font-size:clamp(2.1rem,4.6vw,3.3rem)}
.hero.mini p.lede{margin-bottom:0}
.policies{padding-block:0 96px;background:linear-gradient(180deg,var(--green-2) 0,var(--green-2) 120px,var(--paper) 120px)}
.policy{max-width:820px;margin:0 auto;padding:36px 38px;border-radius:24px;background:rgba(251,249,244,.92);
  -webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);border:1px solid rgba(255,255,255,.6);box-shadow:0 40px 90px -40px rgba(0,0,0,.5)}
.policy h2{font:500 1.45rem/1.2 var(--serif);margin:34px 0 10px;scroll-margin-top:90px}
.policy h2:first-of-type{margin-top:20px}
.policy h3{font:600 1.02rem/1.3 var(--sans);margin:26px 0 8px}
.policy p,.policy li{color:var(--ink-2)}
.policy li{margin-bottom:8px}
.policy strong{color:var(--ink)}

footer{background:#071f17;color:rgba(243,239,230,.62);font-size:.86rem;padding-block:44px;border-top:1px solid rgba(255,255,255,.06)}
footer .container{display:flex;flex-wrap:wrap;gap:16px 32px;justify-content:space-between;align-items:center}
footer a{color:var(--cream);text-decoration:none;opacity:.85}
footer a:hover{opacity:1;text-decoration:underline}
footer nav{display:flex;gap:18px;flex-wrap:wrap}

@media (max-width:900px){
  .hero .container{grid-template-columns:1fr;gap:40px;padding-block:128px 64px}
  .steps{grid-template-columns:1fr}
  .split{grid-template-columns:1fr;gap:32px}
  .hero.mini .container{padding-block:120px 48px}
}
@media (max-width:520px){
  .nav{inset:10px 0 auto 0}
  .nav .container{margin-inline:10px;width:auto}
  .nav a.cta{padding:10px 14px;font-size:.8rem}
  .mark .word span{letter-spacing:.28em}
  .card{padding:24px 20px}
  .policy{padding:26px 20px;border-radius:18px}
  .contact dl{grid-template-columns:1fr}.contact dt{margin-top:6px}
  section.band{padding-block:68px}
}

/* polish pass (screenshot review 2026-10-31) */
.fine{color:var(--ink-2)}
.card{background:linear-gradient(180deg,rgba(255,255,255,.88),rgba(251,249,244,.76))}
.card h2,.section-head h2,.contact h3{font-weight:600}
.policy h2{font-weight:600}
.steps li{background:linear-gradient(180deg,rgba(255,255,255,.11),rgba(255,255,255,.035));border-color:rgba(255,255,255,.14)}
.orbs i:nth-child(2){bottom:0;opacity:.4}
section.band.cream{box-shadow:inset 0 48px 60px -48px rgba(7,31,23,.35)}
.plain li{background:rgba(255,255,255,.72);border-color:var(--line);box-shadow:0 8px 24px -18px rgba(11,47,35,.35)}
.policies{padding-block:56px 96px;background:var(--paper)}
.policy{background:#fff;-webkit-backdrop-filter:none;backdrop-filter:none;border:1px solid var(--line);box-shadow:0 30px 70px -40px rgba(11,47,35,.45);padding:34px 38px}
.cta .short{display:none}
.nav a.cta{white-space:nowrap}
@media (max-width:520px){
  .cta .long{display:none}.cta .short{display:inline}
  .mark{gap:10px}.mark .em{width:34px;height:34px;font-size:.85rem}
  .mark .word b{font-size:.9rem;letter-spacing:.14em}
  .mark .word span{font-size:.54rem;letter-spacing:.24em}
  .policies{padding-inline:12px;padding-block:28px 64px}
  .policy{padding:24px 18px}
}

/* photo layout (2026-10-31, Moses: "with pics and like super great looking professional") */
.hero.photo{background:
  linear-gradient(100deg,rgba(7,31,23,.94) 0%,rgba(11,47,35,.86) 38%,rgba(11,47,35,.55) 62%,rgba(11,47,35,.35) 100%),
  radial-gradient(900px 520px at 80% -10%,rgba(60,215,140,.22),transparent 60%),
  var(--hero) center/cover no-repeat, var(--green-2)}
.hero.photo::before{opacity:.25}
.hero.photo .orbs i{opacity:.35}
.hero.photo .container{min-height:min(92vh,880px)}
.hero.photo h1{text-shadow:0 2px 30px rgba(0,0,0,.35)}
.ph{margin:0;overflow:hidden;border-radius:18px;background:var(--green-3)}
.ph img{display:block;width:100%;height:100%;object-fit:cover;transition:transform .6s ease}
.steps.photos li{padding:0;overflow:hidden}
.steps.photos li .ph{border-radius:0;aspect-ratio:3/2}
.steps.photos li:hover .ph img{transform:scale(1.05)}
.steps.photos li .sb{padding:22px 22px 24px}
.steps.photos li::before{position:absolute;top:14px;left:14px;z-index:2;font-size:1.25rem;padding:8px 12px;border-radius:12px;margin:0;
  background:rgba(11,47,35,.6);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border:1px solid var(--glass-line);
  -webkit-text-fill-color:var(--accent-2);color:var(--accent-2)}
.feature{position:relative}
.ph.big{aspect-ratio:4/3;border-radius:24px;box-shadow:0 40px 80px -40px rgba(11,47,35,.6)}
.badge{position:absolute;left:18px;bottom:18px;display:inline-flex;align-items:center;gap:10px;padding:12px 16px;border-radius:999px;
  color:var(--cream);font:600 .9rem/1 var(--sans);background:rgba(11,47,35,.55);border:1px solid var(--glass-line);
  -webkit-backdrop-filter:blur(14px) saturate(160%);backdrop-filter:blur(14px) saturate(160%);box-shadow:0 10px 30px -10px rgba(0,0,0,.5)}
.badge .dot{width:8px;height:8px;border-radius:50%;background:var(--accent);box-shadow:0 0 12px var(--accent)}
.split{align-items:center}
.banner{position:relative;padding-block:120px;background:linear-gradient(180deg,rgba(7,31,23,.55),rgba(7,31,23,.75)),var(--banner) center/cover no-repeat,var(--green-2)}
.banner-glass{max-width:620px;padding:40px 36px;border-radius:26px;color:var(--cream);background:rgba(11,47,35,.42);border:1px solid var(--glass-line);
  -webkit-backdrop-filter:blur(20px) saturate(160%);backdrop-filter:blur(20px) saturate(160%);box-shadow:0 40px 90px -40px rgba(0,0,0,.7),inset 0 1px 0 rgba(255,255,255,.1)}
.banner-glass h2{font:600 clamp(1.8rem,3.4vw,2.6rem)/1.1 var(--serif);margin:0 0 12px}
.banner-glass p{margin:0 0 24px;color:rgba(243,239,230,.82);font-size:1.05rem}
.btn-glow{display:inline-flex;align-items:center;min-height:52px;padding:0 24px;border-radius:999px;text-decoration:none;color:var(--green-2);font:600 1rem/1 var(--sans);
  background:linear-gradient(180deg,var(--accent-2),var(--accent));box-shadow:0 14px 36px -10px rgba(60,215,140,.65)}
.btn-glow:hover{filter:brightness(1.06)}
.contact-wrap{display:flex;justify-content:center}
.contact-wrap .contact{width:100%;max-width:760px}
@media (max-width:900px){.hero.photo{background:linear-gradient(180deg,rgba(7,31,23,.9),rgba(11,47,35,.82)),var(--hero) center/cover no-repeat,var(--green-2)}.hero.photo .container{min-height:0}.banner{padding-block:80px}}
@media (max-width:520px){.banner-glass{padding:28px 22px}.badge{left:12px;bottom:12px;font-size:.82rem}}

/* design review pass 2 */
html{background:#071f17}
.hero h1 em{padding-right:.14em;-webkit-box-decoration-break:clone;box-decoration-break:clone}
.hero.photo{background:
  linear-gradient(100deg,rgba(7,31,23,.9) 0%,rgba(11,47,35,.72) 36%,rgba(11,47,35,.38) 60%,rgba(11,47,35,.22) 100%),
  radial-gradient(900px 520px at 80% -10%,rgba(60,215,140,.18),transparent 60%),
  var(--hero) center 40%/cover no-repeat, var(--green-2)}
.hero.photo .container{min-height:min(88vh,840px);padding-block:132px 80px}
section.band{padding-block:80px}
.contact-wrap{padding-block:0}
section.band:has(.contact-wrap){padding-block:64px;background:linear-gradient(180deg,var(--paper),var(--cream))}
.split{align-items:stretch}
.feature{display:flex}
.ph.big{aspect-ratio:auto;min-height:420px;width:100%}
.note{margin:18px 2px 0;font-size:.86rem;line-height:1.55;color:var(--muted);border-left:2px solid rgba(60,215,140,.5);padding-left:12px}
.banner{background:linear-gradient(90deg,rgba(7,31,23,.82) 0%,rgba(7,31,23,.55) 50%,rgba(7,31,23,.35) 100%),var(--banner) center 22%/cover no-repeat,var(--green-2)}
footer{color:rgba(243,239,230,.8);font-size:.9rem}
footer a{opacity:.95}
@media (max-width:900px){.hero.photo{background:linear-gradient(180deg,rgba(7,31,23,.86),rgba(11,47,35,.74)),var(--hero) center/cover no-repeat,var(--green-2)}.ph.big{min-height:280px}}

/* photo focal points (review pass 3) */
.site-solarexit .hero.photo{background-position:0 0,0 0,center 72%,0 0}
.site-insurance .hero.photo{background:
  linear-gradient(100deg,rgba(7,31,23,.84) 0%,rgba(11,47,35,.62) 34%,rgba(11,47,35,.3) 58%,rgba(11,47,35,.16) 100%),
  radial-gradient(900px 520px at 80% -10%,rgba(60,215,140,.16),transparent 60%),
  var(--hero) center 45%/cover no-repeat, var(--green-2)}
.site-insurance .banner{background-position:0 0,center 55%,0 0}
.site-insurance .banner .container{display:flex;justify-content:flex-end}
.site-insurance .banner{background:linear-gradient(270deg,rgba(7,31,23,.85) 0%,rgba(7,31,23,.55) 50%,rgba(7,31,23,.3) 100%),var(--banner) center 55%/cover no-repeat,var(--green-2)}
.site-solarexit .banner .container{display:flex;justify-content:flex-end}
.site-solarexit .banner{background:linear-gradient(270deg,rgba(7,31,23,.85) 0%,rgba(7,31,23,.55) 50%,rgba(7,31,23,.3) 100%),var(--banner) center 30%/cover no-repeat,var(--green-2)}
.steps.photos img[src$="meet.jpg"]{object-position:30% center}
.steps.photos img[src$="family.jpg"]{object-position:center 18%}
@media (max-width:900px){.site-insurance .hero.photo,.site-solarexit .hero.photo{background:linear-gradient(180deg,rgba(7,31,23,.88),rgba(11,47,35,.76)),var(--hero) center/cover no-repeat,var(--green-2)}}